Privacy Policy

2. What Information Do We Collect?

To assess suitability for credit products and assist with loan applications under the National Consumer Credit Protection Act 2009, we may collect:

• •Identity details: Name, address, date of birth, and identification documents such as a driver licence or passport.
• •Financial details: Income, expenses, assets, liabilities, bank statements, and tax returns.
• •Employment details: Current and previous employment history.
• •Credit history: Information regarding creditworthiness, defaults, and repayment history.

3. How We Use and Disclose Your Information

We primarily collect information to provide credit assistance. Where appropriate or legally required, we may disclose it to:

• ✓Lenders and Credit Providers on our panel to secure loan pre-approvals and final approvals.
• ✓Lenders Mortgage Insurers (LMI) if your loan-to-value ratio requires insurance.
• ✓Aggregators and Compliance Consultants to support regulatory and quality-assurance requirements.
• ✓Regulatory Bodies including ASIC, AFCA and AUSTRAC where required or authorised by law.

4. Data Security

We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification, or disclosure. Physical documents are securely stored, and electronic information is maintained using appropriate security and access controls.